Process Involved for Mortgage Survey in Florida by Pinnacle Surveying LLC.

Preliminary Research of the Property

Dedicated staff spend many hours researching the history of a property. They are tasked with researching the legal description of a property, locating and understanding any prior surveys to the property, as well as the original maps, or plats as they are called in the trade of surveying. They are also responsible for determining things like understanding flood hazard zones, which can affect your title insurance, and how to determine if your home needs an elevation certificate.

Document Verification by our Field Crew

Once the review portion of your property's history has been completed. The information will be organized and provided to a field crew to make sure that the information is correct and verified at the physical property itself. They use extremely precise tools for measuring out the property lines. All improvements are located with accuracies up to one centimeter or less. They will also collect information related to the street, neighborhood, or development the property is associated with. To ensure you and your title company that your property is exactly what it is supposed to be, or in some cases that it is not.

Sending Documents to Mortgage Location Survey Drafter

After the above process, all the information will be sent to a mortgage location survey drafter. This person uses a drafting program to digitally draw out the exact measurements taken from the field. They are also responsible for checking into specific details such as easements, property restrictions such as setbacks, and ensuring that the boundary and overall condition of the property are accurate. They will check for encroachments that could be fences, sheds, or any other improvement from a neighboring property that should not be on your property.

Final Review by Our Licensed Surveyors

Once the drawing is completed the last and most important piece of the process is called checking. This is where a dedicated staff member will once again review all of the information compiled on your property and displayed in the survey drawing is correct. They check for things as simple as misspelling; up to the accuracy of the finished product and verifying the legal description. After their review is completed and approved the survey is signed by the licensed surveyor and then sent to you or your title company for review at the closing table.